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Learn More About Home Owner’s Insurance

Are you aware that homeowner’s insurance protects your valuable belongings as well? A good home insurance plan can cover everything from paintings to electronics. Keeping the annual insurance premiums low is a concern for many homeowners. A policy that has higher deductible can achieve this. The larger your deductible, the smaller premiums will be. Putting a little money aside each month for unexpected repairs can save you from having to file a claim. If you’re about to turn 55, this…

Posted in Insurance

Boca Raton Homeowner’s Insurance

Market Value vs. Replacement Cost When deciding how much insurance you need to cover your home, think replacement cost rather than market value. Most people tend to think about the market value, which is the selling price of your home. This value goes up or down based on the economy, the supply and demand for homes in your neighborhood, local employment levels and other factors. Replacement cost, on the other hand, is the amount it would take to rebuild your…

Posted in Real Estate